Welcome to Gro Money Planner & Budget Tracker. These Terms of Service ("Terms") constitute a legal agreement between you ("User") and a³zsoft ("Company", "we", "us", or "our"). By downloading, installing, or using our Gro Money Planner & Budget Tracker app ("Application"), you agree to be bound by these Terms.
1. Acceptance of Terms
By using the Application, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Application.
2. User Account and Registration
While creating an account with Gro Money Planner & Budget Tracker is not mandatory for basic features, it is required for cloud backup and sync features. When you create an account:
- You must provide accurate and complete information
- You are responsible for maintaining the confidentiality of your account credentials
- You agree to notify us immediately of any unauthorized use of your account
3. Privacy and Data Protection
Your privacy is important to us. Our collection and use of your information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
4. License and Usage Rights
We grant you a limited, non-exclusive, non-transferable license to:
- Download and install the Application on your personal device
- Use the Application for your personal, non-commercial purposes
- Access and use the features available to your account type
5. User Data and Content
You retain full ownership of your financial data entered into the Application. We provide the following data management features:
- Local storage of data on your device
- Optional encrypted cloud backup
- Data export capabilities for premium users
6. Prohibited Activities
You agree not to:
- Share your account credentials with others
- Copy, modify, or create derivative works of the Application
- Reverse engineer or attempt to extract the source code
- Use the Application for any illegal or unauthorized purpose
- Interfere with or disrupt the service or servers
7. Premium Features, Payments, and Advertising
The Application offers both free and premium versions:
- Free version includes advertisements
- Premium subscriptions remove advertisements and provide additional features
- Premium subscriptions are for individual use only
- Payments are processed through authorized payment providers
- Subscription fees are non-refundable except where required by law
- We reserve the right to modify subscription prices with notice
Regarding advertisements in the free version:
- Third-party advertisements will be displayed to users of the free version
- Ads may be personalized based on user data and interactions
- Ad providers may collect and process certain data as described in our Privacy Policy
- We are not responsible for the content of third-party advertisements
- Users can upgrade to premium to remove all advertisements
8. Account and Data Deletion
You have the right to delete your account and associated data:
- Account deletion can be initiated through the app settings
- Account deletion is permanent and cannot be reversed
- Upon deletion, we will remove all your data from our servers including:
- Account information and profile data
- Cloud backups and synchronized data
- Premium subscription details
- Your subscription will be cancelled upon account deletion
- Local data on your device must be removed by uninstalling the app
9. Termination
We may terminate or suspend your access to the Application:
- For violations of these Terms
- At our sole discretion with or without notice
- Upon your request to delete your account
- After prolonged inactivity (12 months or more)
10. Disclaimer of Warranties
The Application is provided "as is" and "as available" without any warranties, either express or implied. We do not guarantee that the Application will always be available, uninterrupted, or error-free.
10. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Application.
11. Account Termination and Data Deletion
You have the right to terminate your account and request data deletion at any time, subject to the following conditions:
- Account termination can be initiated through the app settings
- Upon account termination:
- All premium features will be immediately discontinued
- Your account data will be permanently deleted
- Any unspent prepaid premium time will be forfeited
- a³zsoft reserves the right to:
- Terminate accounts for violations of these terms
- Retain anonymized data for analytical purposes
- Comply with legal obligations regarding data retention
12. Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Application. Your continued use of the Application after such changes constitutes acceptance of the new Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which we operate, without regard to its conflict of law principles.
14. Contact Us
If you have any questions about these Terms of Service, please contact us at: